- Why Forethought
- Life Insurance
- About Us
With ForeCare, you get all of the benefits of a fixed annuity, such as income options, tax-deferral and a death benefit that passes any remaining contract value directly to your named beneficiary at death. Plus, you get financial protection at two- or three-times the contract value for long-term care expenses.
In order to provide these benefits, ForeCare contracts require a simple, quick and non-invasive application process.
To find out more about ForeCare as a potential alternative for long-term care protection, talk with your financial representative.
ForeCare contracts offer:
1 The Committee of Annuity Insurers, Survey of Owners of Non-Qualified Annuity Contracts. The Gallup Organization and Mathew Greenwald & Associates, 2009.
2 Additional elective features may incur charges that could be deducted from principal.
Guarantees are based on the claims-paying ability of Forethought Life Insurance Company.
Forethought affiliates, their distributors, representatives and/or insurance agents do not provide tax, accounting or legal advice. Please consult your own independent advisor as to any applicable statements made herein. Guarantees are backed by the financial strength and claims-paying ability of Forethought Life Insurance Company. Read the Contract for complete details. Products and features are subject to state variations and availability. This is a solicitation of LTC insurance.
Forethought annuities are issued by Forethought Life Insurance Company. Forethought ForeCare℠ is available in most states with Contract FA1101SPDA-01 (certificate GA1101SPDA-01, as applicable) with Rider for Long Term Care Benefits Form LTC2000-01, Optional Inflation Protection Benefit Rider Form LTC2001-01 and Optional Nonforfeiture Benefit Rider Form LTC2002-01 (certificate series LTCG2000-01, LTCG2001-01 and LTCG2002-01, as applicable).Taxable distributions (including certain deemed distributions) are subject to ordinary income taxes, and if made prior to age 59½, may also be subject to a 10% federal income tax penalty.
Annuity death benefits may be subject to ordinary income tax.
Products and optional features are subject to state and firm availability.
Marketing materials may not be available for use in all states, including but not limited to Connecticut, Georgia, and Mississippi. Not construed as an offer for solicitation until your state has approved the product and the referenced marketing materials.