Less hassle, more opportunity.

If you are like many funeral professionals, you’ve discovered that trusts are an excellent funding choice for many customers. If you’re looking for a trust program with the highest level of service and value for you and your families, there’s only one choice, Forethought Federal Savings Bank (FFSB). FFSB trusts are customized plans, not generic products as you might find at other financial institutions. FFSB is specifically chartered for the purpose of serving the funeral and cemetery industry. Every FFSB trust offers the quality features you want for your loyal families, plus the simplicity and service to make your job easier.

FFSB was established in 1998 as a federally chartered savings bank devoted to providing cemeteries and funeral homes with unparalleled trust products and services. FFSB is recognized as an industry leader in fiduciary services, recordkeeping and reporting, regulatory and compliance expertise for funeral and cemetery trusts nationwide. FFSB currently serves customers in 41 states and the District of Columbia and provides prudent management and administration of more than $450 million in trust assets.

FFSB currently offers a number of funeral planning trust programs that are available regardless of your customer’s age or current health condition and offers payment options to fit budget constraints and payment preferences. FFSB also offers the option to have the trust pay the tax (subject to IRS restrictions), eliminating tax hassles for your families.

Service advantages to you:

• No start-up fees or reporting fees
• Easy forms completion and submission with our Easy Trust Planner
• State compliant forms provided
• Assistance completing state required annual reports
• Quick and accurate distribution processing of trust funds
• Expertise with funeral, cemetery merchandise and services, and endowment care trusts
• Knowledgeable experienced Trust Administrators provide investment management and administrative support
• Contract level record keeping

FFSB is ready to serve you and your families. For more information about FFSB trust services, contact us at (800) 763-0234 or trust.operations@forethought.com.

FFSB is independently owned and operated and not affiliated with Forethought Life Insurance Company. All determinations regarding trust arrangements are made exclusively by FFSB.

Access trust forms

The insurance assignment program offered by Forethought Capital Funding, Inc. (FCF) is a specialized program offered through funeral homes and cemeteries. For a small fee, this program provides families with quick access to insurance policy benefits through an assignment process. An assignment is a great way to eliminate the worries of a financial burden for a funeral on families and accelerate payment to you.

The benefits of at-need insurance assignments with FCF:

• Fast access to funds

Traditional insurance companies average 60 to 90 days to process a claim, but they may take even longer to work through legal or administrative issues. With our assignment program, cash proceeds will be advanced within 24 hours of policy acceptance. Quick access to funds can help families pay for their funeral and other end-of-life expenses, including medical bills and mortgage payments.

• A simple process

Dealing with the loss of a loved one is a particularly stressful time for families. We want to make things as easy as possible for you to help them with a simple process and minimal paperwork. A short irrevocable assignment form, including policy and beneficiary information, is all that’s needed to start the process.

• Convenient alternative

The assignment program provides a convenient alternative to help ensure that services are funded prior to being performed.

Contact Will Bischoff, Managing Director, at (800) 648-0075, ext. 4676 or william.bischoff@forethought.com to learn more.

The experienced staff of Forethought University^SM will partner with you to provide training and professional guidance. We can help you build a successful and innovative prearrangement program unique to your marketplace.

Three development and business planning options are available:

• Beginning agent, experienced agent and sales manager training programs – public or private sessions
• Monthly webinars with prearrangement specialists from across the country
• Consulting platforms to assist in building results-focused action plans for strengthening your business with follow-up contact to help ensure you achieve your goals

Advantages for you and your business:

• Training/consulting from Forethought University professionals with combined experience of more than 100 years in the funeral industry
• Complimentary workshops in a variety of formats to suit your busy schedule
• Session topics to help counselors sell more: delivering consumer presentations, handling consumer objections, selling in all economic climates and improving business mix
• Convenient and free approach to achieving insurance license renewal through online continuing education
• Expertly designed business consulting and planning sessions to help you stay on track and reach your prearrangement business goals

To learn more about how we can help you build a successful preneed program, contact Forethought University at forethought.university@forethought.com.