ForeRetirement™ III
Variable Annuity

ForeRetirement is available in three share classes, B, C and L. The share classes differ in the fees, duration of the surrender charge period and how the sales charges are structured.

ForeRetirement B-Share Overview 
ForeRetirement C-Share Overview 
ForeRetirement L-Share Overview


American Century

  • American Century VP Growth Fund
  • American Century VP Mid Cap Value Fund
  • American Century VP Value Fund

American Funds

  • American Funds Global Growth and Income Fund
  • American Funds Growth Fund
  • American Funds Growth-Income Fund
  • American Funds International Fund
  • American Funds New World Fund
  • American Funds Managed Risk Asset Allocation Fund


  • BlackRock Capital Appreciation V.I. Fund
  • BlackRock Equity Dividend V.I. Fund
  • BlackRock Global Allocation V.I. Fund
  • BlackRock High Yield V.I. Fund
  • BlackRock U.S. Government Bond V.I. Fund

Forethought Investment Advisors

  • FVIT American Funds® Managed Risk Portfolio
  • FVIT Balanced Managed Risk Portfolio
  • FVIT BlackRock Global Allocation Managed Risk Portfolio
  • FVIT Franklin Dividend and Income Managed Risk Portfolio
  • FVIT Goldman Sachs Dynamic Trends Allocation Portfolio
  • FVIT Growth Managed Risk Portfolio
  • FVIT Moderate Growth Managed Risk Portfolio
  • FVIT PIMCO Tactical Allocation Portfolio
  • FVIT Select Advisor Managed Risk Portfolio
  • FVIT Wellington Research Managed Risk Portfolio1

Franklin Templeton

  • Franklin Income VIP Fund
  • Franklin Rising Dividends VIP Fund
  • Franklin Small Cap Value VIP Fund
  • Franklin Strategic Income VIP Fund
  • Franklin Mutual Shares VIP Fund
  • Templeton Foreign VIP Fund
  • Templeton Global Bond VIP Fund
  • Templeton Growth VIP Fund

Goldman Sachs​

  • Goldman Sachs Strategic Income Fund


  • Hartford Capital Appreciation HLS Fund
  • Hartford Dividend and Growth HLS Fund
  • Hartford High Yield HLS Fund
  • Hartford International Opportunities HLS Fund
  • Hartford Total Return Bond HLS Fund
  • Hartford Value HLS Fund


  • HIMCO VIT Index Fund2


  • Invesco V.I. Balanced-Risk Allocation Fund
  • Invesco V.I. Core Equity Fund
  • Invesco V.I. International Growth Fund
  • Invesco V.I. Mid Cap Core Equity Fund
  • Invesco V.I. Money Market Fund
  • Invesco V.I. Small Cap Equity Fund

Lord Abbett

  • Lord Abbett Bond Debenture Portfolio
  • Lord Abbett Fundamental Equity Portfolio
  • Lord Abbett Growth Opportunities Portfolio


  • MFS® Growth Series
  • MFS® International Value Portfolio
  • MFS® Investors Trust Series
  • MFS® New Discovery Series
  • MFS® Value Series


  • PIMCO All Asset Portfolio
  • PIMCO Global Dividend Portfolio3
  • PIMCO Total Return Portfolio


  • Putnam VT Equity Income Fund
  • Putnam VT Income Fund
  • Putnam VT Voyager Fund

1 Formerly known as FVIT WMC Research Managed Risk Portfolio. Name change effective 4/30/15.

2 Effective 10/20/14, the Hartford Index HLS fund was reorganized into the HIMCO VIT Index Fund.

3 Formerly known as PIMCO EqS Pathfinder Portfolio. Name change effective 7/13/15.

ForeRetirement variable annuities are issued by Forethought Life Insurance Company and are underwritten and distributed by Forethought Distributors, LLC.

The investment options listed have certain associated risks. For more information about these risks, and to learn more about each investment option’s investment objective, charges and expenses, please refer to the prospectus.

You can download electronic versions of the prospectus, statement of additional information, literature and more.

View the ForeRetirement Variable Annuity Prospectus for B, C and L shares

View the ForeRetirement underlying fund prospectuses


ForeRetirement Suite Brochure

Down​​loa​d​ PDF

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