Simply Speaking

Forethought’s Simply Speaking series offers straightforward information on important financial topics, presented in plain English. Here you will find clear answers to basic questions to help your clients understand key concepts, so they can make more informed decisions about their financial future.

Fixed Index Annuities: Help your clients gain a better understanding of how fixed index annuities work and to decide if including one in their retirement strategy is appropriate for their needs. 


Simply Speaking FIA Materials


Simply Speaking FIA Brochure

Simply Speaking FIA Client Seminar

Simply Speaking FIA Invitation

Click here to view the animated flipbook.

Social Security: Help your clients learn the basics about the role of Social Security in retirement and understand how it fits into their retirement strategy. 


Simply Speaking Social Security Materials


Interactive Experience

Simply Speaking Social Security Brochure

Approved Client eMail Template

Client Seminar

Click here to view the animated flipbook.

Variable Annuities: Help your clients gain a better understanding of how these products work and the benefits they may provide in retirement to help them decide if one may be right for them.


Simply Speaking VA Materials


Interactive Experience

Questions to Consider Flyer

Simply Speaking VA Brochure

Approved Client eMail Template

Client Seminar

Click here to view the animated flipbook.




All guarantees are based on the claims-paying ability of Forethought Life Insurance Company and assume compliance with the benefit rules.

Products and optional features are subject to state and firm availability. State variations may apply.

Variable annuities offer tax-deferral, professionally managed investment options and flexible payouts. Values will fluctuate with investment performance, and the annuity may gain or lose value. Charges and fees will also reduce its value. Optional benefits are not available for purchase outside of a variable annuity and may be elected at an additional cost. Suitability and willingness to purchase the variable annuity must be considered prior to the potential benefits of any optional features.

Taxable distributions (including certain deemed distributions) are subject to ordinary income taxes, and if made prior to age 59½, may also be subject to a 10% federal income tax penalty. Distributions received from a non-qualified contract before the Annuity Commencement Date are taxable to the extent of the income on the contract. Payments from IRAs are taxable in accordance with the normal rules surrounding taxation of payments from an IRA. Early surrender charges may also apply. Withdrawals will reduce the death benefit and any optional guaranteed amounts in an amount more than the actual withdrawal.

This information is written in connection with the promotion or marketing of the matter(s) addressed in this material. The information cannot be used or relied upon for the purpose of avoiding IRS penalties. These materials are not intended to provide tax, accounting or legal advice. As with all matters of a tax or legal nature, you should consult your tax or legal counsel for advice.

Variable annuities are sold by prospectus. The prospectus contains investment objectives, risks, fees, charges, expenses, and other information regarding the variable annuity contract and the underlying investments, which should be considered carefully before investing. Instruct your clients to read the prospectus, which can be obtained by calling 866-645-2449, before investing money.

“Forethought” is Forethought Life Insurance Company and affiliates, subsidiaries of Global Atlantic Financial Group Limited.

The ForeRetirement flexible-premium variable annuity suite is issued by Forethought Life Insurance Company and underwritten and distributed by Forethought Distributors, LLC.

ForeIncomeTM and ForeAccumulationTM fixed index annuities are issued by Forethought Life Insurance Company and available in most states with contract FL-FIA-13 and ICC14-FL-FIA.