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In order to maintain a consistent standard of living in retirement, you need a strategy that includes consistent income you can count on. Annuities can help provide predictability, growth potential and protection for your retirement. They offer a variety of payout options for income certainty, including:
Some annuities can also help protect you in other ways with tailored benefits for specific needs, such as providing proceeds for long-term care expenses. Your financial professional can help determine which is best for you based on your objectives and risk tolerance.
While every annuity provides various payout options and tax deferral, many annuities today offer optional features that can guarantee your income and help to grow it over time. Additional costs may apply.
Explore the various annuity options below to see what income options they offer.
Annuities come with a standard death benefit that typically passes your contract value directly to the named beneficiary, avoiding probate. Most annuities today also offer some form of enhanced death benefit to help protect and strengthen your financial legacy. Typically these are optional features available at an additional cost. These benefits may add certainty to the amount you pass on and provide the ability to lock-in the contract value at various points to capture growth in the death benefit value that is passed to beneficiaries when you die.
Explore the various annuity options below to see what death benefit options they offer.
Financial hardship due to long-term care needs – it’s the most significant threat to financial security in retirement.
An innovative fixed annuity with long-term care benefits can help strengthen your defenses against financial hardships due to a prolonged health crisis. By coupling the advantages of a fixed annuity with enhanced value available for qualified long-term care needs, you can help protect your retirement savings from being rapidly depleted by the burdensome expense of long-term care.
Explore the annuity option below to learn how it can protect you .