Variable Annuity

ForeRetirement is available in three share classes, B, C and L. The share classes differ in the fees, duration of the surrender charge period and how the sales charges are structured.

ForeRetirement B-Share Overview 
ForeRetirement C-Share Overview 
ForeRetirement L-Share Overview

American Century

  • American Century VP Growth Fund
  • American Century VP Mid Cap Value
  • American Century VP Value Fund

American Funds

  • American Funds Global Growth and Income Fund
  • American Funds Growth Fund
  • American Funds Growth-Income Fund
  • American Funds International Fund
  • American Funds New World Fund
  • American Funds Protected Asset Allocation Fund
  • American Funds Managed Risk Asset Allocation Fund


  • BlackRock Capital Appreciation V.I. Fund
  • BlackRock Equity Dividend V.I. Fund
  • BlackRock Global Allocation V.I. Fund
  • BlackRock High Yield V.I. Fund
  • BlackRock U.S. Government Bond V.I. Fund


  • FVIT American Funds Managed Risk Portfolio
  • FVIT BlackRock Global Allocation Managed Risk Portfolio
  • FVIT Index Managed Risk Portfolio
  • FVIT Select Advisor Managed Risk Portfolio
  • FVIT WMC Research Managed Risk Portfolio

Franklin Templeton

  • Franklin Income Securities Fund
  • Franklin Rising Dividends Securities Fund
  • Franklin Small Cap Value Securities Fund
  • Franklin Strategic Income Securities Fund
  • Mutual Shares Securities Fund
  • Templeton Foreign Securities Fund
  • Templeton Global Bond Securities Fund
  • Templeton Growth Securities Fund


  • Hartford Capital Appreciation HLS Fund
  • Hartford Dividend and Growth HLS Fund
  • Hartford Growth HLS Fund
  • Hartford High Yield HLS Fund
  • Hartford Index HLS Fund
  • Hartford International Opportunities HLS Fund
  • Hartford Portfolio Diversifier HLS Fund
  • Hartford Total Return Bond HLS Fund
  • Hartford Value HLS Fund


  • Invesco V.I. Balanced Risk Allocation Fund
  • Invesco V.I. Core Equity Fund
  • Invesco V.I. International Growth Fund
  • Invesco V.I. Mid Cap Core Equity Fund
  • Invesco V.I. Money Market Fund
  • Invesco V.I. Small Cap Equity Fund

Lord Abbett

  • Lord Abbett Bond-Debenture Portfolio
  • Lord Abbett Fundamental Equity Portfolio
  • Lord Abbett Growth Opportunities Portfolio


  • MFS Growth Series
  • MFS International Value Portfolio
  • MFS Investors Trust Series
  • MFS New Discovery Series
  • MFS Value Series


  • PIMCO EqS Pathfinder Portfolio
  • PIMCO All Asset Portfolio
  • PIMCO Total Return Portfolio


  • Putnam VT Equity Income Fund
  • Putnam VT Income Fund
  • Putnam VT Voyager Fund


  • TOPS™ Protected Balanced ETF Portfolio
  • TOPS™ Protected Growth ETF Portfolio
  • TOPS™ Protected Moderate Growth ETF Portfolio

ForeRetirement variable annuities are issued by Forethought Life Insurance Company and are underwritten and distributed by Forethought Distributors, LLC.

The investment options listed have certain associated risks. For more information about these risks, and to learn more about each investment option’s investment objective, charges and expenses, please refer to the prospectus.

You can download electronic versions of the prospectus, statement of additional information, literature and more.

View the ForeRetirement Variable Annuity Prospectus for B, C and L shares

View the ForeRetirement underlying fund prospectuses


ForeRetirement B-Share Brochure

Down​​loa​d​ PDF

Marketing materials may not be available for use in all states, including but not limited to Connecticut, Georgia, and Mississippi. Not construed as an offer for solicitation until your state has approved the product and the referenced marketing materials.