Legal Notice for Clients

Please read the following legal notices carefully. Your use of this web site constitutes your agreement with the terms and conditions set forth below. These terms and conditions may be changed or updated at any time. You are responsible for reviewing them periodically for current information. Additional legal notices regarding specific products, services, as well as conditions, restrictions or disclosures may be described on "subsites" within Forethought’s main web site.

Forethought Financial Group, Inc. (“Forethought”) is a privately-held, diversified financial services organization based in Houston, Texas, with insurance operations throughout the United States. We started as a small, niche company in 1985. From there, we built the Forethought of today on a foundation of integrity and experienced leadership with a philosophy of rigorous financial discipline. Through varied distribution systems, we provide dependable financial products for those seeking to solidify and maintain their financial independence or provide financial relief for loved ones at the time of death.

From a commanding position as a market leader for end-of-life needs, we have diversified our offerings to include annuities, life insurance and other financial products that help fulfill the objectives of retirees and America’s maturing population. Through this growing, multifaceted line of products, Forethought focuses on delivering enduring value to our customers, distribution partners and shareholders.  

Unless otherwise indicated, the products and services are available for the U.S. only and not all products or services are available in all locations.

All marks designated ®, SM or TM are trademarks or service marks of Forethought Financial Services, Inc. Other marks used on this site may be owned by our suppliers or third parties. Nothing in this site should be construed as granting any license or right to use any of our marks, our suppliers' marks or third parties' marks without written permission. If you have questions or comments about these trademarks or service marks, please contact us. Other materials, including video, sound recordings and images, on this web site are a copyright of or proprietary to Forethought Financial Services, Inc. or are used with the consent of the owner. The contents of this site are protected by copyright, trademark or other intellectual property laws of the U.S. or in some instances, foreign laws. Unauthorized use may violate copyright, trademark and other laws.

You may copy or print materials of Forethought from this site limited solely for your noncommercial, personal use unless otherwise indicated. You must retain any and all proprietary or copyright notices. You may not copy, transmit, distribute, modify, publicly perform, reuse, sell, or display any of the contents of this web site for any public or commercial purpose except with the prior written consent of Forethought or the owners of the materials. You may not use the contents in any other web site or in a network computer environment.

Personal information transmitted to us will be treated in accordance with our Privacy Policy.

Links from this site to a non-Forethought site may be provided for users' convenience only. Forethought does not control or review these sites nor does the provision of any link imply an endorsement or association of such non-Forethought sites. Forethought is not responsible for and makes no representation or warranty regarding the contents, completeness or accuracy or security of any materials on such sites. If you decide to access such non-Forethought sites, you do so at your own risk.  We reserve the right to terminate a link to a third party web site at any time. If you wish to link to any Forethought site, please contact our webmaster. 

The materials and services on this web site are provided "as is" and for information purposes only. Forethought and its licensors make no representations or warranties that the materials are suitable for your needs, are complete, timely, reliable, or are free from errors, inaccuracies or typographical mistakes. Forethought and its licensors disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchantability or fitness for a particular purpose or non-infringement of other's rights. Forethought does not warrant that the web site will operate error free or is free from viruses, worms, Trojan horses or other destructive or harmful code. Forethought makes no representation or warranty that all products and services are available in all locations.

In no event shall Forethought or its licensors be liable to you for damages of any kind whatsoever including, but not limited to, direct, indirect, consequential, special, incidental, including without limitation, lost profits or damages resulting from lost data or business interruption, or punitive damages of any kind whatsoever that may result from your use of or inability to use this web site or the materials or services provided on this web site or the products or services received from this web site. Exemptions of implied warranties may not be allowed in all jurisdictions.

This web site and the agreement shall be governed by the laws of the State of Indiana without giving effect to any principles of conflict of laws. If any provision or provisions of this agreement shall be held to be invalid, illegal or unenforceable, the validity, legality or enforceability of the remaining provisions shall not in any way be affected or be impaired thereby. You agree that any dispute between you and Forethought arising from your use of this web site shall be brought exclusively in the state or federal courts of competent jurisdiction in Indiana.

You are provided with the following information in compliance with state insurance statutes requiring disclosure of all states where an insurer is authorized to transact business, as well as information regarding the insurer's state of domicile, NAIC code number and principal place of business. The listing of an insurance company in this notice shall not constitute a representation or guaranty that coverage will be provided by a subsidiary of Forethought or that subsidiary of Forethought is authorized to offer in a state a particular type of insurance product or coverage. Insurance coverage may not be available in all states or outside the U.S. The listing is provided for informational purposes only, as required by state insurance statutes.

The following companies are directly or indirectly, wholly-owned subsidiaries of Forethought Financial Group, Inc., a holding company that is not directly involved in the business of insurance and is not conducting business on this site.


Forethought Life Insurance Company
300 North Meridian Street, Suite 1800, Indianapolis, IN 46204
Domiciled:  Indiana
NAIC Number:  91642
Licensed in 49 states (not NY), DC and PR

Forethought National Life Insurance Company
3200  Southwest Freeway, Suite 1300, Houston, TX  77027
Domiciled:  Texas
NAIC Number:  77127
Licensed in Texas