- Why Forethought
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The SecureFore series is designed to help you add even more stability and predictability to your fixed annuity strategy by locking in the current crediting rate for an initial period:
With a guarantee in place on the interest rate for this set period, you have a greater degree of certainty.
The SecureFore series provides:
SecureFore 7 features a Surrender Charge Waiver that terminates the surrender charge period if the interest crediting falls below a specified Surrender Charge Waiver Rate. If you elect the three- or five-year initial guaranteed rate period, the Surrender Charge Waiver Rate provision allows the contract value to be withdrawn with no withdrawal charge if after the initial guaranteed rate period the renewal rate of interest credited on the contract falls below the Surrender Charge Waiver Rate. The Surrender Charge Waiver provision is not applicable for the seven-year initial guaranteed rate period.
When choosing your SecureFore 7 initial guaranteed rate period of three-, five-, or seven-years, you should consult your financial professional to determine the appropriate trade-off between rate certainty and longer-term rate certainty and higher initial rates, given your particular needs.
To find out more about multi-year guarantee fixed annuities offered by Forethought Life Insurance Company, talk with your financial representative.
Guarantees are based on the claims-paying ability of Forethought Life Insurance Company.
Forethought SecureForeTM annuities are issued by Forethought Life Insurance Company and available in most states with contract FA1101SPDA-01, (certificate series GA1101SPDA-01, as applicable). Products and features are subject to state variations and availability.
Taxable distributions (including certain deemed distributions) are subject to ordinary income taxes, and if made prior to age 59½, may also be subject to a 10% federal income tax penalty.
Annuity death benefits may be subject to ordinary income tax.
Products and optional features are subject to state and firm availability.
Marketing materials may not be available for use in all states, including but not limited to Connecticut, Georgia, and Mississippi. Not construed as an offer for solicitation until your state has approved the product and the referenced marketing materials.